Should MediShield Life Premiums be Based on Lifestyle?

Minister for Health Ong Ye Kung recently said that the government is looking at using behavioural economics to nudge people to adopt healthier lifestyles, such as by differentiating insurance premiums between those with and without appropriate lifestyles.

While the concept of lifestyle-based insurance premiums appears reasonable, its practical implementation may be challenging. Hear from Associate Professor Wee Hwee Lin as she shares her expert views on this issue, delving into the principles of national risk-pooling and equitable access to healthcare.